I don’t trust anything that’s from the government, but alas I still agree with you. The same goes when the Bandit says “it knows the bonus came in quickly because it paid fuck all” mentality.
I was playing Treasures of Kilauea earlier this month, which is Pragmatic’s response to Wild Swarm. The difference is that you have to pop a volcano instead of a hive. Like with Swarm, it has a level counter. Different notation but still effectively 1, 2, 3, 4 then MAX. The very moment you hit MAX, the software knows it because it starts sandbagging and drains your balance. I have a monthly limit which will reset in September but I’m not sure whether to claw back the RTP it’s had off me or just write it off.
I also think that slots with jackpots e.g. mini, minor, grand should be avoided too as they hog up some of the RTP and it’s an over-done mechanic now.