Just wanted to wish everyone a merry Christmas ? and a happy new year. I myself am going into 2019 on such a high. After gambling for what feels like a lifetime I’m now self-excluded from every bookies/online gambling site and for the first time ever I’ve still got money in my bank to start my mortgage deposit saving. It was now or never and I have managed to say NO. Onwards and upwards hard saving for the next 3 years.
