All about talking to each other and breaking the habits , me n the wife split up because we were totally in the shit money wise , two good paying jobs and constantly overdrawn to the overdraft limit , no money fucks relationships , I gamble but only what I’m prepared to loss and it’s still difficult to not have a blow out now n again and wake up next morning thinking oh for fuck sake.you need to have a good talk and not end up splitting up etc as it’s shit