All of the above is amazing advice. I wish i had this advice before i took payday loans out in early 2010’s!
I’ve settled most of them up in full now and the bigger debts I’m paying off with stepchange on an installment plan.
I don’t want to sound nasty as i don’t know your circumstances… But if you’d rather ask on here for options rather than a close friend or family member i can only guess you don’t want to ask them for some reason or have maxed out lending from them already? Or don’t want to tell them why you need money. Any none essential bill can be delayed or put on hold, especially utilities or phone bill etc. I learned to just call people (companies) up and ask for help instead of secretly searching for the next high interest loan that creates a bigger hole than the one before it. Or worse… Using a loan to gamble to win back a situation i have ended up in from previous bad decisions that month aka casinos and beer and 2am!
Speaking from experience here! Unfortunately. But i learned my lesson and hope you find a solution soon. Just don’t make it a payday loan or worse.