Thanks for your story’s and feedback guys, its much appreciated.
I’ve considered looking into stepchange, wasn’t sure if it will impact my future borrowing, i.e a mortgage. Hoping to get on the ladder next year when I’ve sorted myself out, think the payday loans might have killed that one though. If I don’t manage to freeze any of the payday loans I’ve got a couple week to find 2k. If I can survive August I should be on a recovery, getting a good bonus from work end of August and selling my car which is worth about 4k. Short term I’m going to have to get help from family which I didn’t want to do, banks won’t touch me with a barge pole.
I’ve not been able to gamble over that last couple of weeks, which is probably helping me. I’ve only got a couple of accounts with gambling sites, but going to set some limits.