Good day
My name ….. and the email linked to my account is ….
I am contacting you today in regards to your irresponsible lending to me over the years.
I have been contacted by a claim my payday loan back and after I have given them the details they have asked to take my case on against your company, I am hoping we can resolve this between your company and myself but if this is not the case then I will instruct them to take the case on.
Over the years I have had many loans with you dating back to …. and I believe a lot of them are covered by irresponsible lending on your part. In regards to I am making a complaint to you about irresponsible lending.
To help me explain the details, I am making a Subject Access Request, asking for a list of my loans, showing for each loan when it was taken out, how much interest and charges you added and what I repaid.
If a loan was later sold to a debt collector, please inform me of the date of sale and the name of the debt collector. [delete this sentence if you know none of your loans were sold.]
Under GDPR you are not allowed to charge me for this information.
You should never have given me these unaffordable loans. I am asking you to refund the interest and any charges I paid, plus statutory interest, and to delete any negative information from my credit record.
I look forward to your speedy response as this matter has caused untold distress to me over this period of time
This is the email template…. put your details in the spaces
sorry bandit dit I know this site is not for this but the kid needs a bit of help.