Real whiskers. I have been in your position although I do have an occasional 20£ deposit here and there. I completed my debt management plan and it wasn’t without struggle, multiple deferred payments and shit loads of tears.
It it feels like the struggle will never end, but it will mate and that I promise, I’m not well off, not in the slightest, got a pregant mrs and a mortgage to pay.
The client I work for hadn’t paid me since November, everyone needs help at some point mate.
I got a partial payment today, from the clients company, and I’d be happy to pay your first payment. But after this please get the amount due sorted.
im not going to transfer to you. Email or private message me the step change reference number and I’ll cover it.
We all get in positions like this, we all struggle and we all feel like there’s no light at the end of the tunnel, but there is mate.
keep your head up soldier!