So i owe my parents about 2 nd a half grand after they paid most my debt off, its down from about 25K. Past 3 weeks or so I’ve missed payments to them but they have said nothing. I have openly offered to make a catch up payment next week as I’ve had money to pay to my partner as she is in a bit of a pickle. My mother has asked to see my bank statements and to see if i have not been gambling, she would wipe the debt. Or if i have she wants me to engage in therapy, ive been there before! Well i have been gambling but kept it under control, apart from a ridiculous phonebill i had but paid it off. I’ want to tell her the truth but feel embarrassed as she has helped me out a lot. What would you do and how would you explain?