Its probably all been said but the OP is a complete idiot, hes earning 50k, you dont need a fucking loan you need a financial advisor, and I’m guessing the main incentive for a loan is that you’ll keep 2k to gamble or whatever. Get a grip, get your wages transferred to someone else’s account, your wife or someone who cares about her, and let them sort it all , you’re bot ready to quit gambling and quit the misery you’re inflicting clearly so you dont even deserve that help, but your family does.