Evening all,
I think maybe the tv and laptop post was more of me wanting and seeking to just reach out and ask for help, I’m not sure I just feel lonely and lost I suppose. Realistically what are the uses of them when there are worse things in the world. I think I’m just lost as everything I seem to do, is all on a fincial basis, and with my head lost already it’s overwhelming at the fact everything at that minute in time that goes wrong is a cost I can’t sffprd. I then thought stepchange is a good idea, to bring all debts together and sadly stuff over Christmas means I cannot afford to make the first payment as I lost money elsewhere on not being able to work. My loans like marks and Spencer’s had no issue with my payments as in tough times they were helpful, whereas the payday lenders were already on hold for 2 months setting up my payment plan as they kept saying they haven’t received a letter etc. Then I called them directly and explained what happened and if I could start my payments next month they weren’t happy at all as they’ve already been waiting months and late payments/missed etc. So to say I’m finally in a payment plan and them accepting it to me saying sorry I cannot afford the first payment they weren’t happy with at all.
Superlou kindly offered to pay my first payment directly which at which at the time I was too prideful to accept whereas now thinking about it rather than cash and paying it I’d be forever greatful. It’s not money direct to my bank I’m after just the first payment.
Im lost I think in general, life, just everything because I’ve avoided my debt issues for so long I think. My budget to pay is based on nothing in my life going round, which I suppose after a few payments I should contact them to see if I can change that as sadly life doesn’t always go as planned. I really didn’t mean to cause a stir.
