How old are you Ivor?
Im 40 in June and i have over 50k of debt. All to big buisness though. Like banks and bills. So i don’t really give a fuck. They cant do fuck all to me besides sending debt collecters. So I just dont answer my door, or poke my head out the window and tell em to fuck off lol. Or i just move! They get tired of coming eventually and i win.
Yeah my credit rating is shite, but i like to own what i buy so no problem for me.
Owing family is a much smaller problem than Owing buisnesses. So i don’t really get why your so low. You have a job Yeah? Pay em back weekly in installments. Nuff said.
And getting divorced is shit too. But it happens every fucking day, get a grip and get ur ass on Tinder!
You have your house and you have your dog. Like i have my house and i have my Floofs. Im happy as a pig in shit. Yeah i have my down days, but they go away. And the next day is better.
Hope you sort yourself out mate and get well.
The less you give a fuck the happier you will be my friend. Trust me.